Terms of use

1. Agreeing to these terms

“Proceedings”, “we” and “us” mean the operator of this site. By using the site, creating an account or subscribing, you agree to these terms and to our privacy policy. If you use the site on behalf of an organization, you agree on its behalf and confirm that you may. If you do not agree, do not use the site.

2. What Proceedings is, and is not

Proceedings is a research directory over the public record of Canadian insolvency and restructuring proceedings. It collects court filings from their public sources and presents facts read from them, with links to the documents.

It is not legal, financial, accounting or other professional advice, and using it creates no lawyer–client or advisory relationship. Facts and summaries are extracted automatically and may be incomplete, out of date or wrong. The filings themselves are the authoritative record: check the source document before relying on anything here. The limits of automated extraction are set out at Accuracy, sources and limits, and an error can be reported at Report a correction.

3. Your account

An account is for one person. You sign in with your email address; we never hold a password. You are responsible for keeping access to that mailbox secure and for what is done under your account. Give us accurate information and do not share your sign-in. The service is meant for professional use by people aged 18 or over.

4. Subscriptions and billing

Some of the record is free to read without an account; the rest of each case, and the features described on the Subscribe page, require a subscription.

• Price. The Individual plan is $99 a month in Canadian dollars, billed monthly in advance through our payment provider, Stripe. Applicable taxes are added where they apply.
• Free trial. A new Individual subscription begins with a 7-day free trial. A payment card is required to start it, and nothing is charged during the trial. Unless you cancel before it ends, the trial becomes a paid subscription and your card is charged. One trial per person.
• Renewal. A subscription renews each month until it is cancelled.
• Cancelling. You can cancel at any time from your Account page, under Manage billing. Your access continues to the end of the period you have paid for and then stops.
• Refunds. We want you to be happy with the service. If you are not, write to us at contact@proceedings.ca and we will refund your most recent payment. A refund ends your subscription at once, and a person who has been refunded may not subscribe again.
• Failed payments. If a payment fails we try again and tell you by email. Your access continues for 7 days; after that it is paused until your payment method is updated. What you have saved is kept.
• Price changes. We will tell subscribers by email at least 30 days before a change to the price of their plan takes effect. You may cancel before it does.
• Teams and Enterprise. These plans are arranged with your organization and paid by invoice. The organization decides who holds its seats, and access under a seat may be added or removed at any time by the organization, or by us at its request. If your organization has a separate written agreement with us, that agreement prevails where it differs from these terms.

5. Acceptable use

You agree not to:

• copy, scrape, bulk-download or systematically retrieve content from the site, or access it by automated means other than as our robots.txt file allows;
• resell, republish or redistribute our compilations, extracted data, analysis or summaries, or use them to build a competing product;
• share your sign-in, or let more than one person use an account or a seat;
• get around access controls, usage limits or technical protections;
• use the site unlawfully, or to harass or harm any person named in a filing;
• interfere with the site or put an unreasonable load on it.

Fair-use limits apply to every plan and are stated on the Subscribe page, including 2,000 answers a month from Proceedings AI. Whether use is excessive or abusive, and whether a sign-in is being shared, is for us to decide (section 10).

6. Proceedings AI and summaries

Answers and plain-language summaries are generated by artificial intelligence from the filings. They cite their sources so that you can check them, and they can be incomplete or wrong. They are not advice. Do not put confidential, privileged or personal information into a question. How questions are handled is described in our privacy policy.

7. Ownership

Court filings are public documents and we claim no ownership of them. The site itself — its software, design, the selection and arrangement of the record, the extracted data, our analysis and our articles — belongs to us or our licensors. We grant you a personal, non-exclusive, non-transferable licence to use the site for your own research and your organization’s internal business purposes. You may quote short excerpts with attribution to Proceedings.

What you put in — your questions, the cases you follow, your watches — remains yours. You give us the permission we need to store and process it in order to provide the service. If you send us feedback, we may use it without obligation to you.

8. Other services and links

The site links to court officers’ pages and other third-party sites, and relies on third-party providers for sign-in and payment. We do not control those sites and services and are not responsible for them; their own terms apply to your use of them.

9. Changes and availability

We may change, add or remove features, and we may suspend the site for maintenance or for reasons outside our control. We aim for the site to be available at all times but do not promise that it will be uninterrupted or free of error.

10. Ending a subscription

You may stop using the site at any time.

We may end any subscription, or close any account, at any time and at our sole discretion — including where we believe there has been overuse, abuse of the service, or sharing of a sign-in. We are not required to give reasons. Our decision is final and is not open to appeal or review. If we end a paid subscription, we will refund your most recent payment. A person whose subscription we have ended may not subscribe again.

Sections 2, 6, 7 and 11 to 15 continue to apply after an account ends.

11. No warranties

To the extent the law permits, the site and everything on it are provided “as is” and “as available”, without warranties or conditions of any kind, express or implied, including accuracy, completeness, merchantability, fitness for a particular purpose and non-infringement.

12. Limit of liability

To the extent the law permits, we are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, revenue, data or opportunity, arising from the site or from reliance on anything in it. Our total liability for all claims relating to the site is limited to the greater of the amount you paid us in the twelve months before the claim arose and one hundred Canadian dollars.

Nothing in these terms excludes or limits a liability, or a right you have as a consumer, that cannot be excluded or limited under the law that applies to you, including the consumer protection law of your province or territory.

13. Indemnity

If you use the site for a business, you agree to indemnify us against claims by third parties that arise from your breach of these terms or your unlawful use of the site.

14. Governing law

These terms are governed by the laws of the Province of New Brunswick and the federal laws of Canada that apply there, and the courts of New Brunswick have jurisdiction over any dispute — except that, if you are a consumer, you keep any right the law gives you to bring a claim in, and under the law of, the province or territory where you live.

15. General

These terms, with the privacy policy, are the whole agreement between us about the site. If a part of them is found unenforceable, the rest stays in force. Our not enforcing a term is not a waiver of it. You may not transfer your rights under these terms without our consent; we may transfer ours to a successor to the business.

The parties have expressly requested that these terms and all related documents be drawn up in English. Les parties ont expressément exigé que les présentes conditions et tous les documents qui s’y rattachent soient rédigés en anglais.

16. Changes to these terms

We may update these terms. The date at the top shows when they last changed. For a change that materially affects subscribers, we will give notice by email at least 30 days before it takes effect. Using the site after a change takes effect means you accept it.

17. Contact

Questions about these terms: contact@proceedings.ca, or through the contact page.